About Axis Magnus Credit Card -

India’s most rewarding Credit Card with amazing offers and value back on Travel, Food and Online Shopping
Get Complimentary luxury brand voucher worth Rs 12,500
Unlimited Complimentary Domestic and International Lounge visits
Upto 15% Off on International & Domestic stays at Oberoi & Trident Hotels

More Features of the Card -

Upto 30% off at over 4000 restaurants across India
Lowered interest rate of 3% on extended credit
Reduced mark-up fee of 2% on foreign transactions
No Cash withdrawal fees
5X Reward points on spends via Travel eDge
For every Rs 200 spent, earn 12 EDGE REWARD points on monthly spends upto Rs 1.5 lakh. 35 EDGE REWARD points per Rs 200 spent after 1.5 lakh spend
Catalogue link for rewards redemption- https://edgerewards.axisbank.co.in/lms/

Fees & List of all charges

Joining Fees: Rs 12,500 + GST
Annual Fees: Rs 12,500 + GST
Annual Fee Waiver: On spending Rs 25,00,000 or more in a year

Documents Needed

ID Proof
Address Proof and Income Proof
PAN Card / Form 60

Eligibility Criteria

Employment Status: Salaried or Self-employed
Income: 24 Lakhs or above (Salaried/Self-employed)
Cibil Score: 730 and above
Required Age: 21-65 years

How to Avail the Offer

User will be redirected to Axis Bank's website
Click Login/Join Now and do OTP verification
Select Axis Magnus Credit Card and provide the required details
Application will be submitted and a confirmation SMS will be sent on approval of the application
NOTE: VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of profit

Offer Details
About Axis IOCL Rupay Credit Card -

Link your credit card account to your UPI and earn reward points on UPI payments
4% value back on Fuel spends on IOCL outlets (20 RP on every 100 Rs spent)
(Capped at 1000 RP per month, 1 RP = Rs 0.20)
1% value back on online shopping by earning 5 Reward points per 100 Rs spent

Features of the card -

This card gives 100% Cashback (up to Rs. 250) on all IOCL fuel spends made within 30 days of Card Activation.
Earn up to 4% value back on fuel spends made at Indian Oil outlets (Rs. 100 = 20 Reward Points, max. 1000 Reward Points per month)
Earn Reward Points on UPI Payments by linking the card to UPI
Earn 1% value back on online shopping spends

Fees & List of Charges -

Joining Fees: Rs 500 (excluding GST)
Annual fees: Rs 500 (excluding GST)
Annual fees waiver: Rs 50,000 spends in one calendar year
Interest rate: 3.6% per month
Cash Withdrawal charges: 2.5% (Min Rs 500)

Documents Needed -

PAN Card
ID Proof (Aadhaar Card, Voter ID Card, Driving Licence, Passport etc)
Address Proof (Utility Bills, Aadhar card, Driving Licence, Ration Card etc)
Income Proof (Salary Slip, Bank Statement, Form 16 etc)

Eligibility Criteria -

Income - Salaried: starting from Rs 15,000 & Self Employed: starting from Rs 30,000
Age group: 21-65 years
Cibil Score: 730 and above
Available across major cities in India

How to Avail the Offer

User will be redirected to BankKaro
Click Login/Join Now and do OTP verification
Select Axis IOCL Rupay Credit Card and provide the required details
Application will be submitted, and a confirmation SMS will be sent on approval of the application
NOTE: VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of profit

WHY SHOULD YOUR FRIENDS & FAMILY APPLY FOR SWIGGY HDFC BANK CREDIT CARD
Get 10% Cashback on Swiggy (Instamart, Food delivery, Genie & Dine out) capped at Rs 1500/month
5% Cashback on Online Shopping Spends on Amazon, Flipkart, Myntra, Nykaa etc - capped at Rs 1500/month
1% Cashback on all other categories - capped at Rs 500/month
Free Swiggy One Membership for 3 months as welcome benefit
Upto 50 days of interest-free period on your Swiggy HDFC Bank Credit Card from the date of purchase
Get zero lost card liability waivers on fraudulent transactions and Credit Card loss, upon prompt reporting

ELIGIBILITY CRITERIA

Required Age: 21-65 years
Employment status: Salaried or Self-Employed
Minimum Income: Rs 25,000 per month (Salaried)
Minimum ITR: Rs 6,00,000 per annum (Self-Employed)
Cibil- 750+
New to Credit allowed for Salaried & Self-Employed both

DOCUMENTS NEEDED
ID Proof: PAN Card/Form 60
Address Proof: Aadhaar, Passport, or utility bills
Income Proof: Bank statements or salary slips
Photograph: Recent passport-sized photo

FEES & LIST OF ALL CHARGES
Lifetime FREE Credit Card
Joining Fees: Nil
Annual Fee: Nil