About AU Bank Altura Credit Card -

Enjoy the limitless spending and wide variety of benefits like cashback, Fuel waiver, railway lounge benefits & More!
5% Cashback on minimum Rs 2,500 retail spends done within first 60 days of card setup (Maximum cashback per statement cycle is Rs 150)

Features of the Card -

2% Cashback on all retail spends done at Grocery stores, Departmental stores and Utility bill payments (Maximum cashback per statement cycle is Rs 50)
1% Cashback on all other retail spends (Maximum cashback per statement cycle is Rs 50)
Get additional cashback of Rs 50 on completing a minimum of Rs 10,000 retail spends in every statement cycle
2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in these cities – New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad and Agra
1% Fuel Surcharge Waiver for fuel transactions done between Rs 400 and Rs 5,000 across all fuel stations in the country
Convert your transactions worth INR 2,000 or more into easy EMI options on selected tenure of your choice

Partner Offers -

10% Instant Discount upto Rs 1,000 per month on Flipkart Orders Above Rs 10,000
Additional 10% Off upto Rs 1000 on Myntra
10% off on Swiggy Instamart (Upto Rs 100 per month) on Orders Above Rs 500
15% instant discount upto Rs 300 per month on Tata CLiQ Orders Above Rs 500
Flat Rs 100 off on Groceries upto Rs 100 on Blinkit app orders above Rs 1000

Fees & List of all charges -

Joining Fees: Rs 199 + applicable taxes (Joining fees will be waived off, if the user spends Rs 10,000 within first 90 days of card issuance)
Annual Fees: Rs 199 + applicable taxes (Annual fees will be waived off, if the user spends Rs 40,000 within the first anniversary year)

Eligibility Criteria -

Required Age: 21-60 years
Employment status: Salaried or self-employed
Salaried: Starting from Rs 25,000 Monthly
Self Employed: Starting from Rs 25,000 Monthly
Customers need to have an Existing card (6 months old) with a minimum limit of Rs 30,000
No Delayed Payments in the last 12 months
Required Credit Score: 700+

Documents Needed -

Valid PAN Card
Aadhar Card - should be linked to Mobile (For EKYC)
Address proof
Income Proof (if opted for Income surrogate)