About HDFC IRCTC Credit Card -

Get 5 Reward points for every Rs 100 spent on IRCTC ticketing website & Rail Connect App
1 Reward point on every Rs 100 spent on all other spends
Additional 5% Cashback on train ticket bookings via HDFC Bank SmartBuy
Credit Card to UPI - The HDFC IRCTC Credit Card can be linked to your UPI
Welcome voucher worth Rs 500 on card activation within first 37 days of Card Activation
Annual fee waiver on annual spends of Rs 1,50,000 or more

Other Amazing Offers -

8 complimentary access to select IRCTC Executive Lounges every year (2 per quarter)
1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of INR 400 & maximum transaction of INR 5,000. Maximum waiver of INR 250 per statement cycle)
Interest Free Credit Period : Up to 50 days of interest free period on your HDFC Bank Rupay IRCTC Credit Card from the date of purchase
Revolving Credit : Available at a nominal interest rate on your HDFC Bank Rupay IRCTC Credit

Fees & List of all charges

Joining Fees: Rs 500 + GST.
Annual Fees: Rs 500 + GST.

Documents Needed

Address Proof - Aadhaar, Passport, Latest utility bills
ID proof - PAN, Voter ID, Passport
Income proof - Bank Statement, Salary Slips

Eligibility Criteria

Required Age: 21 - 60 years
Employment status: Salaried or Self-Employed
Minimum Income: Rs 25,000 per month (Salaried)
Minimum Income: Rs 6 lakhs per annum (Self-Employed)

How to Avail the Offer

User will be redirected to HDFC Bank's website
Click Login/Join Now and do OTP verification
Select HDFC Bank Credit Card and provide the required details
Application will be submitted, and a confirmation SMS will be sent on approval of the application